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MoneyBy
‍the Month

What one family spends each month and what they could potentially earn through a rewards program. 
Keeping track of how much you spend is important – but do you know how much you could earn in rewards, too? With the right program ​​– TD Cash or TD Double UpSM Credit Cards, for instance – you can turn money spent into money saved on groceries, dining and other purchases.
Take Lisa. She, her husband and their teenage daughter spend approximately
each month, excluding mortgage and utilities.
Here’s how
that breaks down
accompanied by how much Cash Back they could earn with a TD credit card. 
TD Double Up Credit Card
TD Double UpSM Credit Card
​​Earn 1% Cash Back when you buy and 1% when you redeem into an eligible TD Bank Deposit Account.
Get Started
TD Cash Back Credit Card
TD Cash Credit Card
Earn 3% Cash Back on dining, 2% Cash Back at grocery stores and 1% Cash Back on other purchases.
Get Started

Groceries

Lisa's Budget
Consumer's
Average Budget ¹
Lisa's Potential Cash Back
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card Cash Back2
TD Double Up Credit Card
$133
Piggy Bank Icon
Potential TD
Cash
Credit Card Cash Back2
TD Cash Credit Card
$134
1 This consumer average is pulled from the Bureau of Labor Statistics 2020 Consumer Expenditure Survey.
2 Potential Cash Back examples are for illustrative purposes only and are calculated based on one month of spending. Actual Cash Back rewards vary by monthly spending. Rewards are earned as points redeemable for Cash Back.
3 Potential 2% Cash Back earned in each illustrative example assumes redemption into an eligible TD deposit account.
4 Groceries purchased from superstores and/or warehouse clubs may only earn 1% Cash Back. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.

Dining

(including takeout and delivery)
Lisa's Budget
Consumer's
Average Budget ¹
“My husband loves Greek food so we order it or go out to eat it about twice a month."
‍
"He introduced me to sushi when we first started going out, so we'll bring that in twice a month."

"Our daughter is in the picky eater population and loves pizza and chicken nuggets.”
Earn 3% Cash Back on dining, including takeout and delivery, with the TD Cash Credit Card.
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card Cash Back2
TD Double Up Credit Card
$73
Potential TD
Cash
Credit Card Cash Back2
TD Cash Credit Card
$10.50
1 This consumer average is pulled from the Bureau of Labor Statistics 2020 Consumer Expenditure Survey.
‍2 Potential Cash Back examples are for illustrative purposes only and are calculated based on one month of spending. Actual Cash Back rewards vary by monthly spending. Rewards are earned as points redeemable for Cash Back.
‍3 Potential 2% Cash Back earned in each illustrative example assumes redemption into an eligible TD deposit account.

Transportation

“We drive two hybrid SUVs because we have two big dogs and my husband needs the space for equipment. I work from home and barely drive."
"My husband works less than a mile from our home so we don't spend a lot on gas. And my daughter is not driving age yet.”
Lisa's Budget
Consumer's
Average Budget ¹
Every TD Bank credit card comes with added layers of protection, including emergency card replacement, roadside assistance and more.
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card Cash Back2
TD Double Up Credit Card
$29.903
Potential TD
Cash
Credit Card Cash Back2
TD Cash Credit Card
$14.95
1 This consumer average is pulled from the Bureau of Labor Statistics 2020 Consumer Expenditure Survey.
‍2 Potential Cash Back examples are for illustrative purposes only and are calculated based on one month of spending. Actual Cash Back rewards vary by monthly spending. Rewards are earned as points redeemable for Cash Back.
‍3 Potential 2% Cash Back earned in each illustrative example assumes redemption into an eligible TD deposit account.

Home maintenance

“Living in Florida, a pool is more of a necessity. ... The pool care cost is worth it because otherwise we mess up the chemicals and the pool turns green, and that cost and damage to the pool costs more than monthly pool maintenance. Lawn care is needed because of the climate.”
Lisa's Budget
Consumer's
Average Budget ¹
After opening a TD Double UpSM Credit Card account, spend $1,000 within the first 90 days to earn a bonus of $100 Cash Back in the form of a statement credit.
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card Cash Back2
TD Double Up Credit Card
$10.363
Piggy Bank Icon
Potential TD
Cash
Credit Card Cash Back2
TD Cash Credit Card
$5.18
1 This consumer average is pulled from the Bureau of Labor Statistics 2020 Consumer Expenditure Survey.
‍2 Potential Cash Back examples are for illustrative purposes only and are calculated based on one month of spending. Actual Cash Back rewards vary by monthly spending. Rewards are earned as points redeemable for Cash Back.
‍3 Potential 2% Cash Back earned in each illustrative example assumes redemption into an eligible TD deposit account.
‍5 According to the J.D. Power Wireless Total Ownership Experience StudySM, the average monthly cellphone bill in the U.S. was $127.37 in 2020.

Cell phone bills

Lisa's Budget
Consumer's
Average Budget 5
The TD Double UpSM Credit Card offers low introductory APR balance transfers for first 15 billing cycles after account opening.6
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card Cash Back2
$3.203
Potential TD
Cash
Credit Card Cash Back2
$1.60
2 Potential Cash Back examples are for illustrative purposes only and are calculated based on one month of spending. Actual Cash Back rewards vary by monthly spending. Rewards are earned as points redeemable for Cash Back.
3 Potential 2% Cash Back earned in each illustrative example assumes redemption into an eligible TD deposit account.
5 According to the J.D. Power Wireless Total Ownership Experience StudySM, the average monthly cellphone bill in the U.S. was $127.37 in 2020.
6 Read terms and conditions for important information about APRs, fees, eligible purchases, balance transfers and rewards program details. Terms for the TD Deposit Account govern use and any limitations that may prohibit from depositing or withdrawing a Redemption Bonus.

Pet care

“The dogs, Ivy and Zo, are part of the family and involved in everything."
Lisa's Budget
Consumer's
Average Budget7
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card Cash Back2
$5.203
Potential TD
Cash
Credit Card Cash Back2
TD Bank Credit Card Image
$2.60
2 Potential Cash Back examples are for illustrative purposes only and are calculated based on one month of spending. Actual Cash Back rewards vary by monthly spending. Rewards are earned as points redeemable for Cash Back.
‍3 Potential 2% Cash Back earned in each illustrative example assumes redemption into an eligible TD deposit account.
‍7 According to the ASCPA, the monthly cost of having a large dog is $86.69.

PERSONAL CARE

“I have health issues and many herniated discs. I have tried other trainers but my trainer is a former Ms. Olympia who has never hurt me and has built my strength up many times after getting ill. And I trust her."
Lisa's Budget
Consumer's
Average Budget7
Both cards have no annual fee as well as no limit, caps or expiration dates when redeeming rewards, as long as the credit card account is open and in good standing.8
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card Cash Back2
TD Bank Double up Credit Card Image
$22.803
Potential TD
Cash
Credit Card Cash Back2
TD Bank Credit Card Image
$11.40
1 This consumer average is pulled from the Bureau of Labor Statistics 2020 Consumer Expenditure Survey.
‍2 Potential Cash Back examples are for illustrative purposes only and are calculated based on one month of spending. Actual Cash Back rewards vary by monthly spending. Rewards are earned as points redeemable for Cash Back.
‍3 Potential 2% Cash Back earned in each illustrative example assumes redemption into an eligible TD deposit account.
8 TD Double UpSM: Read terms and conditions for important information about APRs, fees, eligible purchases, balance transfers and rewards program details. Terms for the TD Deposit Account govern use and any limitations that may prohibit from depositing or withdrawing a Redemption Bonus. The TD Double UpSM Credit Card is available within TD's retail footprint only. TD Cash: Read terms and conditions for important information about APRs, fees, eligible purchases, balance transfers and program details. The TD Cash Credit Card is available within TD’s retail footprint only.

Healthcare

Lisa's Budget
Consumer's
Average Budget ¹
The TD Cash Credit Card offers  low introductory APR balance transfers for first 12 billing cycles after account opening.9
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card Cash Back2
TD Bank Double up Credit Card Image
$243
Potential TD
Cash
Credit Card Cash Back2
TD Bank Credit Card Image
$12
1 This consumer average is pulled from the Bureau of Labor Statistics 2020 Consumer Expenditure Survey.
‍2 Potential Cash Back examples are for illustrative purposes only and are calculated based on one month of spending. Actual Cash Back rewards vary by monthly spending. Rewards are earned as points redeemable for Cash Back.
‍3 Potential 2% Cash Back earned in each illustrative example assumes redemption into an eligible TD deposit account.
9 TD Cash: Read terms and conditions for important information about APRs, fees, eligible purchases, balance transfers and rewards program details.

Entertainment

Lisa's Budget
Consumer's
Average Budget ¹
After opening a TD Cash Credit Card account, spend $500 within 90 days to earn $150 Cash Back.
Lisa's Potential Cash Back
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card Cash Back2
TD Bank Double up Credit Card Image
$2.503
Potential TD
Cash
Credit Card Cash Back2
TD Bank Credit Card Image
$1.25
1 This consumer average is pulled from the Bureau of Labor Statistics 2020 Consumer Expenditure Survey.
‍2 Potential Cash Back examples are for illustrative purposes only and are calculated based on one month of spending. Actual Cash Back rewards vary by monthly spending. Rewards are earned as points redeemable for Cash Back.
‍3 Potential 2% Cash Back earned in each illustrative example assumes redemption into an eligible TD deposit account.
TD Bank Double up Credit Card Image
TD Double UpSM Credit Card
Potential rewards for Lisa’s family:
monthly rewards
 $117.96
annual rewards
$1,415.52
Get Started
TD Bank Credit Card Image
TD Cash Credit Card
Potential rewards for Lisa’s family:
monthly rewards
$72.48
annual rewards
$869.76
Get Started
How could Lisa and her family reward themselves for their spending?
“We would probably use the
$869 -$1,415[potential Cash Back]
rewards towards a vacation or a short getaway. We love to travel but haven't done it as much as we used to.”
Learn More
University of Dayton

Get rewarded for your spending with a TD Bank credit card

Learn More
BrandFuse ad content by TD Bank
info icon

MoneyBy
‍the Month

What one family spends each month and what they could potentially earn through a rewards program. 
Keeping track of how much you spend is important – but do you know how much you could earn in rewards, too? With the right program ​​– TD Cash or TD Double UpSM Credit Cards, for instance – you can turn money spent into money saved on groceries, dining and other purchases.
Take Lisa. She, her husband and their teenage daughter spend approximately
each month, excluding mortgage and utilities.
Here’s how that breaks down
accompanied by how much Cash Back they could earn with a TD credit card. 
TD Double Up Credit Card
TD Double UpSM Credit Card
​​Earn 1% Cash Back when you buy and 1% when you redeem into an eligible TD Bank Deposit Account.
Get Started
TD Cash Back Credit Card
TD Cash Credit Card
Earn 3% Cash Back on dining, 2% Cash Back at grocery stores and 1% Cash Back on other purchases.
Get Started
The TD Double UpSM Credit Card offers low introductory APR balance transfers for first 15 billing cycles after account opening.6
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card
Cash Back2
TD Bank Double up Credit Card Image
$3.203
Potential TD
Cash
Credit Card
Cash Back2
TD Bank Credit Card Image
$1.60
Lisa's Budget
Consumer's
Average Budget 5
Lisa's Potential Cash Back
Potential TD
Double UpSM
Credit Card
Cash Back2
TD Bank Double up Credit Card Image
$3.203
Potential TD
Cash
Credit Card
Cash Back2
TD Bank Credit Card Image
$1.60
2 Potential Cash Back examples are for illustrative purposes only and are calculated based on one month of spending. Actual Cash Back rewards vary by monthly spending. Rewards are earned as points redeemable for Cash Back.
‍3 Potential 2% Cash Back earned in each illustrative example assumes redemption into an eligible TD deposit account.
‍5 According to the J.D. Power Wireless Total Ownership Experience StudySM, the average monthly cellphone bill in the U.S. was $127.37 in 2020.
‍6 Read terms and conditions for important information about APRs, fees, eligible purchases, balance transfers and rewards program details. Terms for the TD Deposit Account govern use and any limitations that may prohibit from depositing or withdrawing a Redemption Bonus.
TD Bank Double up Credit Card Image
TD Double UpSM Credit Card
Potential rewards for Lisa’s family:
monthly
rewards
 $117.96
annual
rewards
$1,415.52
TD Bank Credit Card Image
TD Cash Credit Card
Potential rewards for Lisa’s family:
monthly
rewards
$72.48
annual
rewards
$869.76
How could Lisa and her family reward themselves for their spending?
“We would probably use the
$869 -$1,415[potential Cash Back]
rewards towards a vacation or a short getaway. We love to travel but haven't done it as much as we used to.”
Learn More
University of Dayton

Get rewarded for your spending with a TD Bank credit card

Learn More